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Home Loan Solutions Designed Around You

No two borrowers have the same financial goals, which is why Pure Home Funding offers a variety of mortgage programs tailored to different needs and stages of homeownership. Whether you're buying your first home, refinancing your current mortgage, or investing in real estate, Ryan Byers will help you find the financing solution that's right for you.

Serving borrowers throughout Ohio and Florida, we're committed to providing personalized guidance, transparent communication, and a mortgage experience built around your goals.

Find the Right Mortgage Program

  • Conventional Loans

    Conventional loans are one of the most popular financing options for homebuyers with established credit and stable income. These loans offer flexible terms, competitive interest rates, and are ideal for primary residences, second homes, and many investment properties.

    Best for:

    • Buyers with good credit

    • Repeat homebuyers

    • Primary, secondary, and investment properties

  • FHA Loans

    Backed by the Federal Housing Administration, FHA loans make homeownership more accessible with flexible qualification requirements and lower down payment options. They're an excellent choice for many first-time buyers and borrowers looking for additional flexibility.

    Best for:

    • First-time homebuyers

    • Lower down payments

    • Flexible credit requirements

  • VA Loans

    VA loans provide eligible veterans, active-duty service members, and qualifying military families with exclusive financing benefits, including competitive interest rates and no down payment requirements for many qualified borrowers.

    Best for:

    • Veterans

    • Active-duty military

    • Eligible surviving spouses

  • Mortgage Refinancing

    Refinancing your mortgage may help you reduce your monthly payment, adjust your loan term, or better align your mortgage with your current financial goals. Ryan will help you evaluate whether refinancing is the right move for your situation.

    Options include:

    • Rate-and-Term Refinancing

    • Cash-Out Refinancing

  • Cash-Out Refinancing

    Turn your home's equity into an opportunity. A cash-out refinance allows eligible homeowners to replace their existing mortgage while accessing a portion of their home's equity to fund renovations, consolidate debt, or achieve other financial goals.

    Common uses include:

    • Home improvements

    • Debt consolidation

    • Major expenses

    • Investment opportunities

  • First-Time Homebuyer Programs

    Buying your first home is exciting—but it can also feel overwhelming. Ryan works closely with first-time buyers to explain every step of the process, answer questions, and help identify loan programs that fit your financial goals and budget.

    You'll receive guidance on:

    • Mortgage options

    • Down payment requirements

    • Monthly payments

    • Closing costs

    • What to expect throughout the lending process

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Not Sure Which Loan Is Right for You?

Choosing a mortgage doesn't have to be complicated. Ryan takes the time to understand your financial goals, explain your options in plain language, and recommend solutions that fit your unique situation.

Get In Touch

Send us a message below, and we'll get back to you as soon as we can.

Please do not include sensitive personal or financial information—such as your Social Security number, bank account information, or date of birth—in your message. We'll request any necessary documentation through secure channels if you decide to move forward.

Or apply online:

Apply here